Commercial financing · for U.S. businesses

The capital your business needs, up to $5 million

SBA loans, commercial real estate, factoring and more.

In 2 minutes you'll know which programs you qualify for. We build your file once and present it to the right lender in our network — better approval odds and terms than knocking on bank doors one by one.

See if I qualify — free (2 min)Talk to an advisor
  • No credit impact
  • Instant result
  • Free consultation
  • 24/7 by chat
SBA
7(a) · 504 · Micro
Multi
Access to many lenders
$5M
Up to, in financing
🏦SBA loans 7(a), 504 & micro
🏢Commercial real estate
🤝Business acquisition & growth
🗣️Real guidance, in your language
What we do

Financing for every stage of your business

We help you pick the right program and present it well — to improve your odds of approval.

🏦
SBA Loans (7a / 504)
Buy a business, real estate or equipment with low down payment and long terms.
🏢
Commercial Real Estate
Buy or refinance the property your business operates from — up to 100% financing.
🏗️
Manufacturing
Equipment, expansion and working capital for manufacturers.
🛒
Grocery / Food
Specialized financing to buy, build or grow a supermarket or food business.
🧾
Factoring
Turn your unpaid invoices into cash today — without taking on new debt.
⚡
Term Loan (non-SBA)
Fast, low-documentation funding when the SBA isn't the fit.

Not sure which one fits? Let's talk in a free consultation →

Why LG Business Capital

It's not just getting a loan. It's getting the right one.

🎯
The right program
We match your situation to the financing that actually fits — not just whatever's easiest to sell.
🤝
Access to many lenders
We know what different lenders look for, and present your deal to the right one.
📂
One file, done well
We build your package once and present it cleanly — better odds, less back-and-forth.
🗣️
Real guidance
Straight answers from an operator who does this every day — in English or Spanish.
🔒
No credit impact to start
The pre-qualification is a soft look — see where you stand with no risk.
⏱️
Honest about timing
We tell you what's realistic and how long it takes — no false promises.
How we work

A clear process, start to finish

1
Pre-qualify
Answer a few questions and see which programs fit — in 2 minutes.
2
Free consultation
We review your goals and documents, and map the best path.
3
We build your file
We package your deal once and present it to the right lender.
4
Approval & closing
We guide you through underwriting all the way to funding.
Who advises you

A real operator who also teaches

LG Business Capital is led by its president, Leonel Garcia — triple master's (MSA, MBA, MIS) and former university professor of accounting and business. Over a decade helping owners secure financing, and teaching how money works.

More about Leonel and the company →

Free tools

Clear, anonymous calculators

Run your numbers before talking to anyone — free and nothing you type is saved.

🧮Consolidate debt with an SBA loanSee how much you'd save per month.💵SBA loan paymentYour monthly payment over 10 or 25 years.🏢Real estate: SBA vs conventionalUp to 100% financing — compare your purchase.
Frequently asked

What people ask us most

Do I need to be a U.S. citizen?
For SBA loans, current rules require U.S. citizenship. If that's not your case, we have other options (like factoring or term loans) depending on your situation.
How much revenue do I need?
It depends on the program and the amount you need. In the pre-qualification we look at your revenue, time in business and credit to point you to the right fit.
Will this affect my credit?
The initial pre-qualification is a soft look and does not affect your credit. A formal application later may involve a credit check.
How long does it take?
It varies by program. A term loan can fund in days; SBA loans take longer because of underwriting. We'll give you a realistic timeline.
Are you a bank?
No. We're a loan broker/advisor: we connect you with the right lender from our network and guide the whole process. We don't lend our own money.
What does it cost to talk to you?
The initial review and consultation are free and no-obligation.

Let's take the first step together

The initial review is free and no-obligation. Tell us what your business needs and we'll tell you, honestly, what's possible.

See if I qualify — free (2 min)Book a consultation